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NO ANNUAL FEEFREE REWARDS PROGRAMCHOOSE THE DAY YOU PAYDESCENDING INTEREST RATE WHEN YOU QUALIFY (UNLESS
YOU ALREADY HAVE OUR BEST RATE)
Guide to Benefits
We believe you deserve a credit card with fair fees and rates that reflect your lifestyle.
This link provides more information regarding your credit card including interest rates and interest charges.
Earn points toward dream vacations, travel, valuable merchandise and gift cards every time you make a purchase.
*2X Points on Health & Wellness Promotion
You will earn 2 points per dollar spent on the first $1500 spent on Health & Wellness transactions from 1/1/15-3/31/15.
We do not determine how merchants or establishments are classified. Merchants who accept credit cards are assigned a merchant code (MCC) based on the merchant’s primary line of business and the kinds of products and services they sell.
Sometimes a merchant will sell a particular item that appears to fit within the stated qualifying category, but that merchant may not have a merchant code that fits within that category. Therefore purchases with that merchant will not qualify for the stated rewards offer on category purchases. We reserve the right to determine which purchases qualify for this offer.
Merchants in the health and wellness categories include drug stores, wholesale distributors of prescriptions and medical supplies, hearing aid retailers, orthopedic and artificial limb stores, cosmetic stores, Health & Beauty Spas, Athletic & Recreational Sports Clubs, Dentists & Orthodontists, Osteopathic Physicians & Chiropractors, Optometrists & Ophthalmologists, Opticians, Optical Goods, & Eyeglasses Stores, Chiropodists & Podiatrists, Nursing & Personal Care Facilities, Hospitals, Medical & Dental Labs, Doctors, Health Practitioners & Medical Services.
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